aiaccountingloop.com

Legal Updates Β· 2026-04-26

Commercial operator declaration and payment lane architecture

AI Accounting Loop is a commercial software and services platform. This page documents the legal architecture change, commercial operator declaration, payment lane separation, and 7-day implementation plan effective 2026-04-26.

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Compliance Global Root
Official documents and legal review materials on a desk

2026-04-26 β€” Commercial Operator Declaration

AI Accounting Loop is a commercial software business

Effective 2026-04-26, all public surfaces of AI Accounting Loop operate under a commercial software and services platform identity. This platform is not positioned as a foundation project, a donation-backed software lane, or a public-benefit wrapper. The foundation/public-benefit entity, if any, is completely separate and is not the public operator for SaaS subscriptions, enterprise contracts, recurring billing, or commercial API usage.

Global Commercial Lane

aiaccountingloop.com β€” operated by Global Commercial Operating Entity. Subscriptions, API billing, enterprise contracts, implementation fees, annual plans. Merchant of record: Global Commercial OpCo.

Vietnam Commercial Lane

vn.aiaccountingloop.com β€” operated by Vietnam Commercial Entity. VND payments, VietQR, local onboarding, local consulting/compliance services. Not a donation or public-benefit lane. Same product, different local legal/payment lane.

Foundation / Public-Benefit Lane

Completely separate. Allowed: scholarship, training support, public-benefit support, community assistance, grants and donations. Not allowed as public wrapper for AIL SaaS, commercial checkout, subscriptions, or enterprise contracts.

Source discipline

No Vietnam legal statement publishes here without an official-source path and governed wording.

Payment Architecture β€” Effective 2026-04-26

Payment lanes locked by market

Global lane β€” now

PayPal Business as primary. Manual enterprise invoice always available. Stripe deferred until commercial entity in supported Stripe country/region is ready.

Vietnam lane β€” now

VietQR / NAPAS as primary. direct transfer as secondary. Local invoicing / e-invoice process where applicable. Not donation-based.

Enterprise lane β€” always

Quote β†’ contract β†’ invoice β†’ payment β†’ provisioning. Enterprise clients are not routed through self-serve checkout first.

Target architecture β€” after merchant readiness

Global: Stripe Checkout + Billing + invoices + PayPal fallback. Vietnam: VietQR + direct transfer + local e-invoice. Enterprise: invoice-driven.

7-Day Implementation Plan

Legal and commercial posture changes β€” 2026-04-26 to 2026-05-03

  1. Day 1 (2026-04-26): Fix public legal wording β€” remove foundation/public-benefit confusion, add commercial operator declaration, separate global vs Vietnam lanes in all wording.
  2. Day 2: Create legal lane map β€” global commercial, Vietnam commercial, support/contact lane, invoice lane, data controller/processor responsibilities.
  3. Day 3: Create payment lane map β€” PayPal Business (global now), VietQR/NAPAS (Vietnam now), enterprise invoice (always), Stripe (deferred).
  4. Day 4: Revise pricing architecture β€” Starter, Growth, Enterprise, Implementation add-ons, separate "contact sales" from self-serve.
  5. Day 5: Revise site narrative β€” country-ready, human-reviewed, audit-aware, compliance-aware. Do not overclaim automation or legal status.
  6. Day 6: Prepare billing operations β€” refund policy, billing contact route, invoice requests, manual enterprise payment intake, local VND onboarding support.
  7. Day 7: Procurement readiness check β€” operator clear, terms clear, privacy clear, payment lane clear, invoice route clear, support route clear, no foundation confusion remaining.

Current Review State

What remains open before stronger Vietnam legal wording can move

Live watch items

3

Material legal and source-review items still in the Team 1 queue.

Open program risks

4

Open risks that still constrain release, claim, or legal wording.

Open D4 blockers

2

Critical blockers still stopping certification and stronger promotion.

Active decisions

3

In-force Team 1 decisions governing current public-safe wording.

Latest Team 1 governance snapshot: 2026-04-13 16:00:30 +0700.

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Governance

AI Accounting Loop is operated as a commercial software and services platform by the applicable operating entity for the relevant market. This is not a foundation or donation surface.

Domain: aiaccountingloop.com

Operating entity: IAI Intelligenti Academic International LLC (commercial)

Platform type: commercial software and services

First governed country host: vn.aiaccountingloop.com

Country switcher and geo-routing stay gated until country-law publication approval is complete.

Vietnam legal notes must stay linked to official-source support.

Trust & Data Security Compliance